Under the Transparency in Coverage Rule, self-funded insurance plans are required to make the MRFs (machine-readable files) publicly accessible. This requires providing a link to MRFs prepared by the insurer/TPA.
To meet this requirement, MRFs will be posted monthly on transparency-in-coverage.uhc.com. This location is publicly available and accessible to all, and no authentication is required.
The MRFs will appear on this site.
While these files are accessible to all, the file itself is large, written in JSON, which is a machine-readable language, and not easily interpreted or searchable.